This article about a pair of Jersey City residents, both 98 years old and born just a day apart, caught my attention -- partly because I have Jersey City roots myself.
But reading it, I became curious -- and yes, nosy. I decided to take a closer look at Frances (Stenlake) Oakley's past and it all checks out. Here's her name listed in a BMD index for England and Wales (on Ancestry.com) showing her 1907 birth:

And just for good measure, you can find her with her family in Jersey City in the 1920 census as Frances H Stenlake -- and sure enough, her year of immigration is listed as 1914 and it shows that her father had come slightly earlier. Frances, you've got a great memory!